Last Thursday, the Department of Health and Human Services announced the Pre-Existing Condition Insurance Plan (PCIP) established by the Affordable Care Act to provide a new health coverage option for Americans who have been uninsured for at least six months and have been unable to get health coverage because of a pre-existing condition. It is a transitional program until 2014, when insurers will be banned from discriminating against adults with pre-existing conditions.
This is one of several health insurance reforms that have gone into effect since the Affordable Care Act was signed:
The Associated Press writes about the provisions that have started to help Americans already in an article today:
The first stage of President Barack Obama’s health care overhaul is expected to provide coverage to about 1 million uninsured Americans by next year, according to government estimates.
That’s a small share of the uninsured, but in a shaky economy, experts say it’s notable.
Many others — more than 100 million people — are getting new benefits that improve their existing coverage.